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Financing is one of the most critical decisions that you will make. It will impact your costs to close the loan, your monthly
expenses for years to come, and, often overlooked, your ability to have your offer accepted by a potential seller.
Prior to even beginning the search for a home, you should speak with a lender to be pre-approved. This will provide you
with estimated monthly costs that you can expect for a purchase in a given price range. It can also alert you to potential
issues that may arise that you have not even considered. These could include credit issues, overall debt load costs,
and future cash flow items that you may not have considered - taxes, maintenance, college costs, etc.
Most importantly, after your purchase you want to have the ability and freedom to enjoy your purchase without becoming
"house poor".
Toward this end, you need to chose a lender that understands you, the loan process and paperwork required in either
Pennsylvania or Delaware, and the programs available to you based on your financial situation. There is an
extraordinary variety of loan sources and products that are available today, and they change constantly. They are not
all created equal. Understandably, the cost of money is the same for everyone so if it looks to good to be true, it
probably is.
expenses for years to come, and, often overlooked, your ability to have your offer accepted by a potential seller.
Prior to even beginning the search for a home, you should speak with a lender to be pre-approved. This will provide you
with estimated monthly costs that you can expect for a purchase in a given price range. It can also alert you to potential
issues that may arise that you have not even considered. These could include credit issues, overall debt load costs,
and future cash flow items that you may not have considered - taxes, maintenance, college costs, etc.
Most importantly, after your purchase you want to have the ability and freedom to enjoy your purchase without becoming
"house poor".
Toward this end, you need to chose a lender that understands you, the loan process and paperwork required in either
Pennsylvania or Delaware, and the programs available to you based on your financial situation. There is an
extraordinary variety of loan sources and products that are available today, and they change constantly. They are not
all created equal. Understandably, the cost of money is the same for everyone so if it looks to good to be true, it
probably is.
| Get Pre-Approved Today! To get started, you can contact our affiliated mortgage company Prosperity Mortgage for a free no obligation pre-approval. Prosperity is a direct lender for Wells Fargo and a broker for many additional mortgage sources. Take advantage of these guys! In Delaware: Kristina Valent -Direct: 302-479-1027 -Cell: 484-614-1681 -Email: kristina.valente@propseritymortgage.com In Pennsylvania: Rodger Strickland -Direct: 610-658-8915 -Office: 610-353-1199 Special needs or concerns? Have questions? Contact me! I have contacts for almost any situation. |
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